Loan Document Processing Agent
The Results
The Challenge
A mid-tier non-bank lender processing 400+ broker-submitted applications per week had a bottleneck: each application included 15–30 documents — payslips, tax returns, bank statements, identity documents — and took a credit analyst 3.5 hours to check manually. With volumes growing 30% year-on-year, headcount was not keeping pace.
APRA-compliant. All data processed within AWS Sydney. Full audit trail for credit decisioning transparency.
What We Built
- An AI agent that reads, extracts, and validates all document types across each loan application
- Cross-document consistency checking (payslip income vs bank statement vs ATO summary)
- Automatic flagging of discrepancies, missing documents, and anomalies
- Structured output summarising each application for analyst review
- Full audit trail of every extraction and validation — APRA-aligned
- Human review workflow: the agent assists, it does not make lending decisions